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Your debt-free date, snowball vs avalanche, credit cards, student loans, car loans and extra mortgage payments.
Balance Transfer CalculatorFind out how much a 0% balance transfer card saves after the transfer fee, and the monthly payment needed to clear the debt before the promo ends.Buy Now, Pay Later Cost CalculatorWork out the true cost of a buy now, pay later plan, including late fees and interest-bearing plans, compared with paying up front.Car Loan Payoff CalculatorFind your car loan payment, total interest and how much paying extra each month saves.Credit Card Minimum Payment CalculatorSee how long it takes and how much interest you pay if you only make the minimum payment on a credit card, compared with a fixed payment.Credit Card Payoff CalculatorSee how long it takes to pay off a credit card at a fixed monthly payment, how much interest you pay, or the payment needed to be debt-free by a date.Debt Consolidation CalculatorCompare your current debts with a single consolidation loan to see the difference in monthly payment, total interest and payoff time.Debt Snowball vs Avalanche CalculatorEnter up to four debts and an extra monthly payment to compare the snowball and avalanche methods: total interest, debt-free date and payoff order.Debt-Free Date CalculatorAdd your total debt, average interest rate and monthly payment to find your debt-free date, and see how extra payments bring it closer.Debt-to-Income Ratio CalculatorCalculate your debt-to-income ratio the way lenders do and see how it compares with common mortgage limits.Loan Payment CalculatorCalculate the monthly payment, total interest and payoff schedule for any fixed-rate loan, or how much you can borrow for a payment you can afford.Mortgage Payoff Calculator: Extra PaymentsSee how extra monthly or yearly payments shorten your mortgage and how much interest they save, plus your new payoff date.Student Loan Payoff CalculatorSee your student loan payoff date and total interest, and how much time and money extra payments save.
Guides
All guides →How Long to Pay Off $5,000 on a Credit Card With Minimum PaymentsWhat happens when you pay only the minimum on a $5,000 credit card balance, how much interest it costs, and how much faster a fixed payment gets you out.Debt Snowball vs Avalanche: Which Saves More?How the debt snowball and debt avalanche methods work, a worked example with real numbers, and how to choose the one you will stick with.The True Yearly Cost of Owning a CarAAA puts the cost of owning a new car at about $12,900 a year in 2026. Here is where the money goes, how to work out your own figure and how to lower it.