All 104 calculators
Millionaire & big goals
14 tools →Compound Interest Calculator with Monthly DepositsSee how a starting amount and regular deposits grow with compound interest over any number of years, with a year-by-year breakdown.Cost of Waiting to Invest CalculatorSee how much less you end up with by delaying investing by 1, 5 or 10 years, and how much more you would need to save to catch up.How Long to Save Your First $100k CalculatorWork out how long it takes to reach your first $100,000, and see why each following $100,000 comes faster.How Long Until I'm a Millionaire? CalculatorEnter what you have saved, what you add each month and your expected return to see how many years it takes to reach $1,000,000, or any other target.How Much Income Does $1 Million Give You?See the yearly and monthly income $1 million, or any portfolio, can pay at different withdrawal rates, and how long it lasts.How Much Will I Have at Retirement Age? CalculatorProject how much your savings will be worth at any future age, both in future dollars and in today's money after inflation.Investment Calculator: Solve for Any NumberPick the number you want to find, whether that is your end balance, the monthly deposit, the return you need, the starting amount or the time, and fill in the rest.Investment Fee Calculator: What a 1% Fee Really CostsSee how much an advisory or fund fee takes from your investments over 10, 20 or 30 years compared with a low-cost index fund.Lump Sum vs Monthly Investing CalculatorCompare investing a lump sum all at once with spreading it out monthly (dollar-cost averaging), assuming a steady return.Millionaire by Age CalculatorFind how much you need to save each month to have $1 million by 40, 50, 60 or any age, or what age you will be when you get there.Net Worth by Age Percentile CalculatorFind your net worth percentile among American families your age, from the bottom 10% to the top 1%, using the Federal Reserve's 2025 Survey of Consumer Finances.Net Worth Milestones CalculatorSee the date you hit $100k, $250k, $500k, $1 million and beyond, all on one timeline, based on your current savings and monthly investing.Rule of 72 Calculator: How Fast Does Money Double?See how many years it takes your money to double at any interest rate, or the rate you need to double it by a certain year, with the exact answer next to the rule of 72 shortcut.What Will $1 Million Be Worth in the Future?See what $1 million will buy in 10, 20 or 40 years after inflation, and how big a future balance you need to match a million in today's money.
Savings goals
17 tools →100 Envelope Challenge CalculatorSee how much the 100 envelope challenge saves, how long it takes at your pace, and what a doubled or halved version adds up to.50/30/20 Budget CalculatorSplit your take-home pay into needs, wants and savings with the 50/30/20 rule, or set your own percentages.52-Week Money Challenge CalculatorSee how much you save with the 52-week money challenge, the reverse version, or your own starting amount and step, with the amount for each week.Baby Savings Calculator: First-Year CostsEstimate the cost of a baby's first year, including gear, diapers, childcare and time off work, and how much to save each month before the due date.Car Savings CalculatorPlan how long it takes to save for a car in cash, or for a down payment, and compare it with the interest you would pay on a loan.College Savings CalculatorEstimate the future cost of college for your child and the monthly amount to save in a 529 or other account to cover all or part of it.Emergency Fund CalculatorAdd up your essential monthly costs to see how big your emergency fund should be for 3 to 12 months, and how long it takes to build.High-Yield Savings vs Regular Savings CalculatorCompare how much interest you earn in a high-yield savings account against a regular savings account over time.House Down Payment Savings CalculatorSee how much you need for a home down payment plus closing costs, and how long it will take to save it at your current monthly amount.How Long Could I Live Without Income?See how many months your savings would cover if your income stopped, and how much longer they last if you cut spending.How Much to Save Per Day CalculatorBreak any savings goal into a daily, weekly and monthly amount for the time you have left.Round-Up Savings CalculatorSee how much rounding every card purchase up to the next dollar would save in a year, and what it grows to if invested.Savings Goal CalculatorFind how long it takes to reach any savings goal, or how much to save each month to hit it by a deadline, with interest included.Savings Rate CalculatorWork out what percentage of your income you save, and see roughly how many years of work that savings rate means before financial independence.Sinking Fund CalculatorList your irregular yearly expenses, such as gifts, car repairs and insurance, and see the monthly amount to set aside so they never catch you off guard.Vacation Savings CalculatorPrice out a trip, from flights and hotels to food and activities, and see how much to save each month so you can pay for it before you go.Wedding Savings CalculatorWork out how much to save each month for your wedding, based on your budget, guest count and how many months you have left.
FIRE & retirement
16 tools →401(k) Employer Match CalculatorSee how much free money your employer's 401(k) match adds each year, whether you are getting all of it, and what it grows to by retirement.Barista FIRE CalculatorSee how much you need invested to leave full-time work if part-time income covers some of your spending, and how much part-time pay you would need today.Coast FIRE CalculatorFind your Coast FIRE number: the amount invested today that grows into your full retirement target with no more contributions, and whether you have reached it.Dividend Income Calculator: How Much to Invest for $X a MonthFind out how much you need invested to earn a target monthly income from dividends, and how long it takes to build that portfolio.Early Retirement Bridge CalculatorWork out how much you need in taxable savings to cover the years between retiring early and when retirement accounts and pensions become available.FIRE Number CalculatorFind how much you need invested to retire early and live off your portfolio, and how long it will take to get there.How Long Will My Money Last? CalculatorSee how many years your savings will last at a given yearly spending level, with returns and inflation included.Is $1 Million Enough to Retire? CalculatorCheck whether $1 million, or any amount, is enough to retire on at your age, spending level and expected Social Security or pension income.Lean FIRE vs Fat FIRE CalculatorCompare the portfolio and timeline needed for Lean FIRE, regular FIRE and Fat FIRE, based on your savings and spending levels.Part-Time Retirement CalculatorSee how working part-time for a few years in early retirement lowers the savings you need before you can stop full-time work.Pension Lump Sum vs Monthly Payments CalculatorCompare a pension lump-sum offer with lifetime monthly payments: the break-even age and the return you would need to beat the pension.Retirement Savings by Age CalculatorCheck whether your retirement savings are on track for your age, using the common salary-multiple guidelines.Roth vs Traditional CalculatorCompare a Roth and a traditional 401(k) or IRA by your tax rate now and the rate you expect in retirement, to see which leaves more to spend.Safe Withdrawal Rate CalculatorFind the yearly amount you can withdraw so your savings last exactly as many years as you need, at a given real return.Would the 4% Rule Have Survived? Historical BacktestTest any withdrawal rate against every retirement start year since 1928 using real US stock, bond and inflation history, and see how often the money lasted.Years to Financial Independence CalculatorEstimate how many years until you are financially independent, based on your income, spending and current investments.
Debt payoff
12 tools →Balance Transfer CalculatorFind out how much a 0% balance transfer card saves after the transfer fee, and the monthly payment needed to clear the debt before the promo ends.Buy Now, Pay Later Cost CalculatorWork out the true cost of a buy now, pay later plan, including late fees and interest-bearing plans, compared with paying up front.Car Loan Payoff CalculatorFind your car loan payment, total interest and how much paying extra each month saves.Credit Card Minimum Payment CalculatorSee how long it takes and how much interest you pay if you only make the minimum payment on a credit card, compared with a fixed payment.Credit Card Payoff CalculatorSee how long it takes to pay off a credit card at a fixed monthly payment, how much interest you pay, or the payment needed to be debt-free by a date.Debt Consolidation CalculatorCompare your current debts with a single consolidation loan to see the difference in monthly payment, total interest and payoff time.Debt Snowball vs Avalanche CalculatorEnter up to four debts and an extra monthly payment to compare the snowball and avalanche methods: total interest, debt-free date and payoff order.Debt-Free Date CalculatorAdd your total debt, average interest rate and monthly payment to find your debt-free date, and see how extra payments bring it closer.Debt-to-Income Ratio CalculatorCalculate your debt-to-income ratio the way lenders do and see how it compares with common mortgage limits.Loan Payment CalculatorCalculate the monthly payment, total interest and payoff schedule for any fixed-rate loan, or how much you can borrow for a payment you can afford.Mortgage Payoff Calculator: Extra PaymentsSee how extra monthly or yearly payments shorten your mortgage and how much interest they save, plus your new payoff date.Student Loan Payoff CalculatorSee your student loan payoff date and total interest, and how much time and money extra payments save.
Income & time
12 tools →Commute Cost CalculatorAdd up what your commute really costs each year in fuel, wear, parking and time, and what remote days would save.Freelance Hourly Rate CalculatorSet a freelance or contractor hourly rate that covers the salary you want, self-employment tax, benefits, business costs and unbilled time.Hourly to Salary CalculatorTurn an hourly wage into yearly, monthly and weekly pay, including overtime and unpaid weeks off.How Many Hours of Work to Buy It? CalculatorSee how many hours or days of work a purchase really costs at your take-home pay.How Much Do I Earn Per Second? Salary CalculatorBreak your salary down into earnings per day, hour, minute and second, with a live counter of what you have earned today.Overtime Pay CalculatorCalculate overtime pay at time-and-a-half or double time and your total paycheck for the week.Raise After Tax CalculatorFind out how much of a pay raise actually reaches your paycheck after federal tax, Social Security, Medicare and state tax.Raise Calculator: Is My Raise Beating Inflation?See your new salary after a raise, the extra pay per month and paycheck, and whether the raise beats inflation.Real Hourly Wage CalculatorFind what you really earn per hour once commuting time, work costs and unpaid overtime are counted, the idea behind "Your Money or Your Life".Salary to Hourly CalculatorConvert a yearly salary into hourly, daily, weekly and monthly pay, allowing for your real hours and paid time off.Side Hustle Income Goal CalculatorWork out how many hours or sales your side hustle needs each week to hit an income goal, and how much faster that gets you to a savings target.Take-Home Pay CalculatorSee what your salary leaves you after 2026 federal income tax, Social Security, Medicare, 401(k) contributions and state tax, per year, month and paycheck.
Spending & habits
12 tools →Coffee Cost CalculatorFind out how much your coffee shop habit costs per year and over a lifetime, compared with making coffee at home.Cooking vs Eating Out CalculatorCompare what you spend eating out or ordering delivery with cooking the same meals at home, per week, per year and invested.Cost of a Habit CalculatorSee what any daily, weekly or monthly habit costs over 1, 10 and 30 years, and what the same money would grow to if invested.Cost of Smoking or Vaping CalculatorSee how much smoking or vaping costs per year and over time, and how much you save from your quit date.Cost Per Use CalculatorCompare purchases by cost per use or per wear, so a pricier item that lasts can be weighed fairly against a cheap one.Habit vs Dream Purchase CalculatorSee how many years of a small habit add up to a big purchase, like a Tesla, a trip to Japan or a house deposit, with or without investing.Impulse Buy Invested CalculatorSee what an impulse purchase would be worth in 10, 20 or 30 years if you invested the money instead.Inflation Calculator: What Is a Dollar Worth Today?See what a dollar amount from any year since 1913 is worth today, or what today's money was worth in the past, using official US consumer price index data.Lifetime Cost of a Pet CalculatorEstimate what a dog or cat costs per year and over its lifetime, from food and vet care to grooming, boarding and insurance.Subscription Cost CalculatorAdd up your streaming, app, gym and other subscriptions to see the monthly and yearly total, and what canceling a few would save.True Cost of Car Ownership CalculatorAdd depreciation, insurance, fuel, maintenance, financing and parking to see what your car really costs per year, per month and per mile.Wedding Cost Per Guest CalculatorSplit your wedding costs into fixed and per-guest costs to see the cost per guest and how much trimming the guest list saves.
Around the world
12 tools →Cost of Living Comparison Between Two CountriesEnter what you spend a month at home and see what the same lifestyle costs in another country, line by line for rent, food, transport and more.Cost of Living in Seoul vs Your CountryCompare a month in Seoul with your own country, line by line, and see what rent, food and transport really cost in Korea's capital.Digital Nomad Runway CalculatorSee how many months your savings last as a digital nomad in any country, counting your remote income, rent and travel costs.FIRE Number Abroad CalculatorCompare the savings you need to retire early at home with what you would need in a cheaper country, using the 4% rule.Geoarbitrage Calculator: Earn at Home, Live AbroadKeep your remote salary and live in a cheaper country: see your new savings rate and how many years sooner you could reach $1 million.How Far Does $10,000 Go in Each Country?Pick an amount and a lifestyle and see how many months it covers in 40 countries, from Bangalore and Bangkok to London and Zurich, ranked from longest to shortest.Moving Abroad Savings CalculatorAdd up flights, visa fees, a rental deposit, shipping and a cash buffer for moving to another country, and see how much to save each month.Retire Abroad CalculatorSee how long your savings last if you retire in another country, counting Social Security or a pension, and how big a nest egg you need to never run out.Salary Equivalent Abroad CalculatorFind the salary you would need in another country to keep the same standard of living, or see what a job offer abroad is worth back home.Travel Budget per Day by CountryEstimate a daily travel budget for 40 countries in backpacker, mid-range or comfort style, and the total for your trip.What Your Salary Is Worth Around the WorldSee what your salary would feel like in 40 countries, adjusted for local prices, from Bangalore and Bangkok to London and Zurich.Where Can I Live on My Budget?Enter a monthly budget such as $1,000, $2,000 or $3,000 and see which of 40 countries it covers, and how much you would have left over.
Fun money math
9 tools →A Dollar a Day Since Birth CalculatorSee what saving a dollar a day, or any small amount, from the day someone was born would be worth today if invested.Birthday Money Invested CalculatorSee what a child's birthday and holiday gift money would grow to if it were invested every year instead of spent.How Long to Buy a House in Cash? CalculatorSee how long it would take to save the full price of a home with no mortgage, allowing for house prices rising while you save.How Long Would It Take Me to Earn That? CalculatorSee how long it would take you to earn any amount, from a celebrity contract to a CEO's pay, at your own salary.How Long Would It Take to Count to a Million?See how long it would take to count to a million, a billion or any number out loud, and how long the same number of seconds lasts.How Long Would It Take to Spend a Billion Dollars?Find out how many years it would take to spend $1 billion, or any fortune, at a given amount per day, with or without the money earning interest.How Tall Is a Stack of Money? CalculatorSee how tall, heavy and long a stack of $1 or $100 bills would be for any amount, from $10,000 to $1 billion.If I Had Invested in the S&P 500 in Year XSee what money invested in the S&P 500 in any year since 1928 would be worth today with dividends reinvested, before and after inflation.Lottery Lump Sum vs Annuity CalculatorCompare taking a lottery jackpot as a lump sum or as a 30-year annuity, after tax, and see which comes out ahead at your expected investment return.