What a daily coffee adds up to
A specialty coffee drink commonly costs $5 to $7 in US cities. At $5.75, five days a week, that is about $1,500 a year. Brewing at home costs well under a dollar a cup for good beans, even including milk, so the gap is roughly $1,340 a year.
Over 20 years, that difference invested at 7% grows to about $58,000. Whether that is worth giving up the ritual is personal. Many people land in the middle: coffee shop on Fridays or with friends, home brew the rest of the week.
Common questions
How much does the average person spend on coffee?
Estimates vary widely, but a daily coffee shop habit easily reaches $1,000 to $2,000 a year.
How much does a cup of coffee cost at home?
Typically 25 cents to $1, depending on beans, milk and machine.
This calculator gives estimates for planning. Real returns, rates and prices change, so treat the result as a guide rather than a promise. Read how we build and check our calculators.